Beautiful Girls
Saturday, June 27, 2015
Experian Summer Travel and Budgeting Survey Report, 2015
What to Expect (Financially) When Expecting
What to Expect (Financially) When Expecting
Transcript
- 1. #CreditChat Wednesdays | 3 p.m. ET What to Expect (Financially) When Expecting Featuring: Emerge Benefit, Mina Ennin Black, Chad Smith and Damian Davila
- 2. Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked to the community about the cost of having kids. ex.pn/expecting
- 3. The average middle-income family will spend $12k on expenses in the baby’s first year. Source: Parenting.com
- 4. #CreditChat Wednesdays | 3 p.m. ET What are the first financial steps a couple should take after learning they are expecting?
- 5. Review your current budget. Find ways to increase savings and decide what your income and spending look like once the baby is born. “ Wednesdays | 3 p.m. ET #CreditChat ” Emerge @emergebenefit
- 6. Consider including steps like updating insurance needs. Not just life - also short-term and long-term disability. “ Wednesdays | 3 p.m. ET #CreditChat ” Brad Sherman @shermanwealth
- 7. Create a pre and post-pregnancy budget. Review emergency savings. Get/Review insurance: life, health, and disability. “ Wednesdays | 3 p.m. ET #CreditChat ” Mina Ennin Black @WealthwithMina
- 8. Sit down with a CFP professional and discuss financial planning. Estate planning and insurance planning are now critical steps. “ Wednesdays | 3 p.m. ET Douglas A. Boneparth @dougboneparth #CreditChat ”
- 9. #CreditChat Wednesdays | 3 p.m. ET What does a baby budget look like?
- 10. Large items to consider in a baby budget are child care, diapers and formula/food. #SoManyDiapers “ Wednesdays | 3 p.m. ET #CreditChat ” Grace Kvantas @GraceKvantas
- 11. A baby budget accounts for all the big and little things they may need- from diapers and wipes to doctor visits and insurance. “ Wednesdays | 3 p.m. ET Emerge @emergebenefit #CreditChat ”
- 12. Don’t get overwhelmed! Meet with a financial advisor and look into insurance, emergency fund, and will and trust options. “ Wednesdays | 3 p.m. ET #CreditChat ” Payoff @Payoff
- 13. Babies don’t just require large amounts of money, they also require time. Important to consider how that affects finances. “ Wednesdays | 3 p.m. ET #CreditChat ” Brad Sherman @shermanwealth
- 14. #CreditChat Wednesdays | 3 p.m. ET What are some unexpected costs associated with having a baby?
- 15. Don’t forget that Dad will want to take time off from work to spend time with the new baby. Budget for that. “ Wednesdays | 3 p.m. ET Southeast Financial @SFCUNews #CreditChat ”
- 16. Mom and baby may need some additional doctor visits, which can be easy to forget when budgeting for prenatal care and delivery. “ Wednesdays | 3 p.m. ET #CreditChat ” Emerge @emergebenefit
- 17. It’s always a good idea to have an emergency fund to cover unexpected costs. Consider starting a separate baby emergency fund. “ Wednesdays | 3 p.m. ET #CreditChat ” Philadelphia F.E.C. @FEC_Philly
- 18. If planning to get pregnant, get life insurance BEFORE becoming pregnant. Life insurance for a pregnant woman can become prohibitively expensive. “ Wednesdays | 3 p.m. ET #CreditChat ” Shannon McNulty @CityParentsLaw
- 19. “Carve out some funds to enjoy time together before the baby enters the picture.” - Chad Smith CFP, Financial Symmetry
- 20. #CreditChat Wednesdays | 3 p.m. ET What are some frugal tips for preparing your home for a baby?
- 21. Pre-make meals and freeze them! Trust me, when you’re exhausted those first couple of nights home, they’ll be a godsend. “ Wednesdays | 3 p.m. ET #CreditChat ” Leslie H. Tayne, Esq @LeslieHTayneEsq
- 22. Thrift stores and yard sales have awesome baby items- many in excellent condition. “ Wednesdays | 3 p.m. ET #CreditChat ” Debbi King @DebbiKing
- 23. Through local parents of multiple groups, my wife and I have been able to receive, exchange and provide great items. “ Wednesdays | 3 p.m. ET #CreditChat ” Damian Davila @daviladamian
- 24. Teeny onsies and itty-bitty shoes may be irresistible, but control those impulse buys - save the money for necessities. “ Wednesdays | 3 p.m. ET #CreditChat ” Emerge @emergebenefit
- 25. Seek hand-me-downs. Chances are a friend or relative can share some baby furniture or other supplies! “ Wednesdays | 3 p.m. ET #CreditChat ” Leslie H. Tayne, Esq @LeslieHTayneEsq
- 26. #CreditChat Wednesdays | 3 p.m. ET How can parents save money on baby clothing, diapers, food, etc.?
- 27. AmazonMom is a great way to save on diapers (even more than COSTCO).“ Wednesdays | 3 p.m. ET #CreditChat ” Becky Frost @Frostbe
- 28. Find out if your insurance covers a breast pump. Most insurances cover them, even the $300+ top models! “ Wednesdays | 3 p.m. ET #CreditChat ” Damian Davila @daviladamian
- 29. Buy diapers in bulk, or go the eco-friendly route with cloth diapers. “ Wednesdays | 3 p.m. ET #CreditChat ” Emerge @emergebenefit
- 30. #CreditChat Wednesdays | 3 p.m. ET How do parents decide if they should stay home or work and use a daycare?
- 31. The average cost of center-based daycare in the United States is $11,666 per year ($972/month) Source: National Association of Child Care Resource and Referral Agencies (NACCRRA)
- 32. Look at the financial sacrifice you’d be making on both ends. Another option: split time between daycare and staying home. “ Wednesdays | 3 p.m. ET #CreditChat ” Leslie H. Tayne, Esq @LeslieHTayneEsq
- 33. Very personal decision. Look at what’s right for the parents and what is healthy and affordable for all involved. “ Wednesdays | 3 p.m. ET #CreditChat ” Becky Frost @Frostbe
- 34. Check with your work about what your options are. Run that against your budget and what you need to keep your goals in place. “ Wednesdays | 3 p.m. ET #CreditChat ” Douglas A. Boneparth @dougboneparth
- 35. It seems like more employers are embracing working remotely. Worth a shot! “ Wednesdays | 3 p.m. ET #CreditChat ” Lenda @lenda
- 36. Create two budgets: for staying at home and going to work. Consider: retirement contributions and possible Social Security ineligibility. “ Wednesdays | 3 p.m. ET #CreditChat ” Mina Ennin Black @WealthwithMina
Managing the politics of content - #PSUweb 2015
Managing the politics of content - #PSUweb 2015
Transcript
- 1. Managing the Politics of Content Hilary Marsh PSU Web Conference 2015
- 2. Marketing Product Line
- 3. Everyone Else Web Team
- 4. What Politics Look Like
- 5. http://www.pakistantoday.com.pk/2012/09/11/entertainment/10-things-you-should-know-about-your-job-interviewer/
- 6. http://www.georgiancollege.ca/academics/full-time-programs/electrical-engineering-technology-co-op-eety/
- 7. http://www.qwhn.asn.au/managementcommittee.htm
- 8. http://blog.hostelbookers.com/travel/how-to-pack-your-backpack/ 2004 2007 2010
- 9. http://www.technologist.eu/the-mindfulness-movement-connecting-body-and-mind/
- 10. http://wrcofsanford.webs.com/apps/photos/photo?photoid=121493706
- 11. http://wrcofsanford.webs.com/apps/photos/photo?photoid=121493706
- 12. http://wrcofsanford.webs.com/apps/photos/photo?photoid=121493706
- 13. http://www.scag.gov/
- 14. “We have a carousel on our website because politics.” – Dave Olsen, www.dmolsen.com/ Confab Higher Ed 2014
- 15. Content is… Event Product Class Program Research
- 16. Content strategy is… Event Strategy Product Strategy Class Strategy Program Strategy Research Strategy
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